Loans - Personal Loan



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Personal Loan

 

 

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What is perosnal loan?

Unsecured loans (called signature loans) are advanced on the basis of the borrower's credit-history and ability to repay the loan from personal income. Repayment is usually through fixed amount installments over a fixed term. Also called consumer loan.

How can I get personal loan?

Here's what you should do before agreeing to a deal:

  1. See if you qualify for a 0% credit card. ...
  2. Consider a secured loan instead. ...
  3. Pay off as much of your credit card balance as you can before you apply. ...
  4. Prepayment penalties. ...
  5. Accidental overdrafts. ...
  6. Scam artists.

What a personal loan can be used for?

Consolidate credit card debt. This is a common use for a personal loan. You borrow enough to pay off multiple bills or credit card balances. You'll reduce your bill paying chores and can potentially save on interest and finance charges if your personal loan rate is lower than finance charges and fees on existing debts.

How do you get a personal loan from a bank?

Start with your local community bank or credit union. If you've been banking there for a while and the institution values you as a customer, you'll get the best rate andloan amount. Credit unions typically offer lower rates because they are not-for-profit organizations.

List of personal loan providers bank in India

Check Available Major personal loan finance, personal Loan NBFCs who provides finance (loan) for your personal needs, shopping or marriage on attractive interest rates and benefits

 

  • SBI
  • HDFC
  • ICICI
  • Axis Bank
  • Kotak
  • Fullerton India
  • Bajaj Finserv
  • HDBFS
  • Bank of Baroda
  • HSBC
  • Central Bank
  • Dena Bank
  • Corporation Bank
  • Uco Bank
  • Union Bank
  • Bank of India
  • United Bank
  • Standard Chartered
  • Allahabad Bank
  • Canara Bank
  • IDBI
  • ING Vysya
  • Citibank
  • Bank of Maharashtra
  • Andhra Bank
  • P & S Bank
  • Syndicate Bank
  • Vijaya Bank
  • Indian Bank
  • Federal Bank


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