| Travel Insurance Companies |
Eligibility |
Medical Checkup |
Inclusions |
Exclusions |
| SBI Travel Insurance |
6 Months to 70 Years |
Not required |
• Accidental cover up to 10% of the coverage limit ($25K)
• Personal liability cover up to 50% of the coverage limit (or $2,00,000)
• Loss or passport, checked baggage, cover against hijack, etc. |
• Claim filed by an individual who is part of Military, Airforce, or Navy.
• Any claim arising in relation to a nuclear or civil war, or when traveling via an aircraft not licensed to carrying passengers.
• Loss or injuries arising from mountain climbing, racing, or any professional sports.
• Claims arising from any of the criminal acts. |
| TATA AIG Travel Insurance |
Up to 70 years |
N/A |
• Accidental Death or Dismemberment
• Delay or Loss of baggage, Personal liability, passport loss, hijack cash benefit, or trip delay or cancellation |
• Traveling despite physician’s advice or for medical treatment
• Claims arising from a pre-existing condition
• Attempt to suicide, mental disorder, STD, depression
• Claim arising from a war, life-threatening sports, etc. |
| Bajaj Allianz Travel Insurance |
Up to 75 years of age |
N/A |
• Hospitalization expenses, loss of baggage, trip delay or cancellation
• Emergency cash in foreign land |
• Attempt to suicide due to mental disorder, drug or alcohol consumption
• Treatment other than allopathy, pregnancy or childbirth, miscarriage, abortion
• Loss or passport |
| HDFC ERGO Travel Insurance |
6 Months to 70 Years |
Not required until you're 70 |
• Emergency medical expenses
• Dental expenses (if any)
• Emergency hospital cash
• Personal accident coverage
• Flight delay, loss of checked baggage, passport
• Flight hijack cover |
• Attempt to suicide due to mental disorder, drug or alcohol consumption
• Treatment other than allopathy, pregnancy or childbirth, miscarriage, abortion |
| Bharti AXA Travel Insurance |
3 Months to 60 Years |
N/A |
• Expenses arising from emergency medical evacuation/death
• Personal accident causing death or dismemberment
• Loss or passport or other traveling documents
• Flight delay/loss of checked baggage |
• Any pre-existing medical condition
• Expenses arising out of a cosmetic surgery unless due to an accident
• Injuries arising from fatal sport activities, viz. bungee jumping etc.
• Loss of baggage or passport unless reported within 24 hours of its occurrence
• Partial loss of any item within the checked baggage is not covered. |
| Future Generali Travel Insurance |
• 6 Months to 71 Years71 to 80 Years (Senior Citizen) |
N/A |
• Loss of checked baggage
• Compensation for duplicate passport if lost
• Personal accident causing death or permanent dismemberment |
• Pre-existing medical conditions
• Emergency arising out of consumption of alcohol or any other intoxicants
• Self-inflicted acts causing bodily injuries
• Medical emergency arising out of pregnancy, miscarriage, abortion, or during childbirth |
| IFFCO Tokio Travel Insurance |
N/A |
Not required until you’re 70 |
• Health care expenses are covered, including dental treatment
• Daily hospital cash
• Loss of passport
• Personal accident
• Personal liability
• Loss of baggage
• Flight delay |
• Any existing condition leading to claims after policy commencement
• Claim filed by an individual who is part of Military, Airforce, or Navy.
• Claims arising from riots, terrorist activities etc.
• Injuries caused indirectly due to radioactive, hazardous, ionizing acts etc. |
| Cholamandalam Travel Insurance |
• 3 Months to 80 Years
• 61 Years to 70 Years (Senior citizens) |
Cholamandalam Travel Insurance Not required until you’re 65 |
• Medical emergency during the trip
• Coverage for any illness or injury
• Loss of checked baggage
• Expenses incurred for obtaining a fresh passport
• Coverage for hijack distress |
Cholamandalam Travel Insurance : -
• Pre-existing medical conditions
• Injuries caused indirectly due to radioactive, hazardous, ionizing acts etc.
• Injuries arising out of fatal sports activities
|
| Apollo Munich Travel Insurance |
• 6 Months to 70 Years |
N/A |
• Medical assistance
• Loss of checked baggage
• Hijack distress
• Personal accident causing death or permanent dismemberment
• Trip delay or cancellation
• Expenses incurred for obtaining a fresh passport |
• Sole purpose of journey is to avail medical treatment
• Any claim arising in relation to a nuclear or civil war, revolution, invasion, riots, nuclear or radioactive contamination etc.
• Medical emergency arising out of pregnancy or childbirth, miscarriage, abortion
• Injuries arising out of fatal sports activities scuba diving, mountain climbing, parachuting etc. |